Legal Disclaimer

Summary: Tribunex Systems, LLC is a Financial Technology (FinTech) and Software-as-a-Service (SaaS) company. We are not a bank, lender, lending institution, or financial institution of any kind. Any lending or funding products accessible through our platforms are provided exclusively by independent third-party partners.

1. Not a Bank or Lending Institution

Tribunex Systems, LLC is not a bank, credit union, savings institution, lending institution, loan company, mortgage company, or broker. Tribunex Systems does not:

• ✗ Originate, underwrite, fund, or service loans or any other financial products
• ✗ Broker, arrange, or negotiate financing on behalf of any lender
• ✗ Accept, hold, or transmit funds on behalf of users
• ✗ Make credit decisions or assess creditworthiness
• ✗ Guarantee, endorse, or vouch for any funding, loan, or financial product

2. What Tribunex Systems Is

Tribunex Systems, LLC is a Financial Technology (FinTech) and Software-as-a-Service (SaaS) company. We build and operate software platforms designed to help individuals and businesses discover, understand, and access financial opportunities. Our platforms — including Capkiro and Tribunex.ai — are informational and technology tools only.

We connect users with third-party lenders, grant programs, and financial product providers. We are a technology intermediary — not a financial services provider.

3. Third-Party Partners

Any lending, funding, or financial products surfaced through Tribunex Systems platforms are provided by independent third-party partners. Tribunex Systems has no affiliation with, and is not responsible for, the lending decisions, underwriting standards, interest rates, fees, terms, or any other actions or outcomes of any third-party lender, grant program, government agency, or financial institution.

Tribunex Systems may receive referral fees from third-party partners when users click through to their services. This does not create any advisory or fiduciary relationship between Tribunex Systems and users.

4. Informational Purposes Only

All content, matching results, program descriptions, analyses, and other information provided through Tribunex Systems platforms are for general informational purposes only. Nothing on our platforms constitutes financial, legal, tax, investment, or professional advice of any kind. You should not act or refrain from acting based solely on information found on our platforms.

5. No Guarantee of Approval or Results

A match, recommendation, or listing on any Tribunex Systems platform does not mean you are eligible for, qualified for, or will be approved for any funding, loan, or financial product. Eligibility, approval, and terms are determined solely by the relevant third-party program administrators or lenders.

6. Consult a Professional

Before making any financial decision — including applying for loans, grants, or other financial products — we strongly recommend consulting a qualified financial advisor, accountant, attorney, or other licensed professional who can evaluate your specific situation.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Tribunex Systems, LLC and its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of any Tribunex Systems platform, reliance on information provided, any third-party lending decision, or any funding application outcome.

8. Contact Us

Questions about this disclaimer? Contact us at info@tribunexsystems.com.